When I read Christine’s story (click HERE to read), my heart ached for her. The co-founder of the business “The Parent Care Solution,” Christine and her husband Dan created their company together after caring for Dan’s father, who suffered from Alzheimer’s disease.
Even though Christine and Dan, both in their 50s, had worked with dozens of couples who were under-insured and struggling to provide healthcare for an ill spouse, they had not yet invested in Long-Term Care Health Insurance for themselves. As many do, they thought they were too young for any devastating health problems.
Unfortunately, they were wrong. Dan was diagnosed with a brain tumor at age 55 and died just 13 months later. After Dan was diagnosed, he could not buy Long-Term or Short-Term Health Insurance. And as the owners of a small business, Christine and Dan were under-insured with their health insurance. Thirteen months of surgeries, chemotherapy, and hospital stays took their toll not only emotionally on the two, but also financially.
As Christine says, “I became painfully aware of how important it is to have a plan during such an emotionally trying time… The longer you wait, the fewer choices you will have and the more it will cost you, emotionally as well as monetarily.”
Nothing could have eased the terrible pain and emotional suffering of this couple. But when it came to financial pain, financial health care planning could have made a big difference. The lesson Christine learned the hard way could be acted upon by you early enough to make a difference in your life and that of your spouse.
It’s just too easy to postpone talking about difficult matters. As the owner of YourLTCresources, I consider it is my personal passion to guide the “Christines and Dans” of this world with the information and resources they need to make informed, educated decisions about their future. I hope you’ll contact me to learn about what Long-Term Care Health Insurance, Critical Care and Short-Term Health Care Insurance can do for you. ~ Elise