Long-Term Care insurance = being prepared for the future

Many of us think that if we have life insurance, Living Will, employer health insurance or private health, or Medicare, we’re all set. But unfortunately, that’s just not the case. I’ve seen what unexpected health crises can do when there hasn’t been forethought and planning, and it’s not pretty. In this regard, my insurance CLTC certification and training are important, but just as important is my 25 years of experience.

Because I know what CAN happen, I know how to protect you from as many potential problems as possible. As the co-founder of Your LTC Resource, my job is to assure that singles, couples and families are protected in as many ways as possible when it comes to their future healthcare needs.

That phrase “as many ways as possible” is incredibly important. We can’t know what our future mental or physical health will be. That’s why we need to have Long-Term Care insurance that is flexible as well as responsible.

Being flexible means both Long-Term and Short-Term Care insurance. It means taking a good look at your present health insurance policies, and finding the gaps. The more planning we do, the better prepared you’ll be for every health and financial contingency.

When you do our Long-Term Care planning homework, the payoff in your future is well worth the time.

~ Elise

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Why a blog about Long-Term Care?

As Long-Term Care Planning Specialists for the past 25 years, Ed and I completely appreciate how confusing it can be to plan for your future. First of all, the possibilities are infinite. You want what’s best for you, your spouse, and your family, health-wise and financially. But what will the future look like?

You’ve probably taken care of your will and life insurance needs. And now you may be taking a look at health insurance programs, Medicare, or critical care insurance programs. What is covered and what isn’t? What is this Indiana Partnership Plan, and what does it offer? What if your spouse gets seriously ill? Is Long-Term Care covered through your Indiana health care insurance? How is long-term care different from short-term care? Do you need both?

It’s pretty confusing at first glance. How do you find the time to navigate through the maze of coverages, questions and scenarios?

That’s where Your LTC Resource, Inc. can help. Ed and I have spent decades learning how to help people just like you plot a course through these challenges. We know the right questions to ask. We know how to leverage the right coverages to protect you against any healthcare or needs possibility. And, because we’ve been through real-life experiences with both our parents, we also know what is needed to make sure there are no gaps in your coverage.

This new blog will create a helpful dialog, get your questions answered, and provide you with the type of information and examples you need to make smart decisions for your future.

We invite you to begin the conversation right here. Ask us a question and we’ll get right back to you with information. Of course, if you’d prefer talking to one of us in person – that’s fine, too. Contact us HERE or leave us a text with your contact information, and we’ll get in touch.

~ Elise